Effective Date: January 1, 2025 | Last Updated: January 1, 2025
Welcome to BWIRED LLC ("BWIRED," "we," "our," or "us"). These Terms & Conditions ("Terms") govern your access to and use of our website at thebwired.com and the business lending services we offer. By accessing our website or using our services, you agree to be bound by these Terms.
Please read these Terms carefully. If you do not agree to these Terms, do not use our website or services.
By accessing our website or submitting a funding application, you confirm that you are at least 18 years of age, are authorized to act on behalf of any business entity you represent, and agree to be legally bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
You may use our website for lawful purposes only. You agree not to:
We reserve the right to terminate access to our website for any user who violates these Terms.
Submitting a funding application does not guarantee approval or the provision of any funding. All applications are subject to review, underwriting, and final approval at the sole discretion of BWIRED LLC. We reserve the right to decline any application without explanation.
Any funding offer we extend is contingent upon verification of information provided, satisfactory completion of underwriting, and execution of binding loan documents. Funding terms, rates, and amounts in any offer letter are subject to final documentation.
You represent that all information provided in connection with any application is accurate, complete, and not misleading. Providing false or misleading information may constitute fraud and may result in legal action.
The following terms apply to SMS/text message communications from BWIRED LLC.
By opting in to receive SMS messages from BWIRED LLC, you consent to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month. Message frequency may increase during promotional periods.
Message and data rates may apply depending on your mobile carrier and plan. BWIRED LLC is not responsible for any charges incurred from your carrier.
You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message. To re-enroll, reply START or contact us at margaret@thebwired.com.
For assistance with our SMS program, reply HELP to any message or contact us at margaret@thebwired.com.
Consent to receive SMS messages is NOT a condition of purchase. You are not required to consent to receive SMS/MMS messages to apply for or receive funding products or services from BWIRED LLC.
BWIRED LLC's SMS program is available on most major US carriers. Carrier participation may vary and is not guaranteed.
All content on our website — including text, graphics, logos, images, and software — is the property of BWIRED LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written permission.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. BWIRED LLC makes no representations or warranties regarding the accuracy, completeness, or reliability of any content on our website. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the maximum extent permitted by applicable law, BWIRED LLC and its members, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability for any claim arising out of these Terms shall not exceed the amount paid by you to BWIRED LLC in the twelve (12) months preceding the claim.
You agree to indemnify, defend, and hold harmless BWIRED LLC and its members, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of our website, your violation of these Terms, or your provision of false or misleading information.
Our website may contain links to third-party websites for informational purposes. We are not responsible for the content, privacy practices, or accuracy of any third-party sites. The inclusion of any link does not imply endorsement by BWIRED LLC.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our data collection and use practices.
These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions. Any dispute arising under or related to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Boulder County, Colorado.
We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. Your continued use of our website or services after any changes constitutes your acceptance of the updated Terms.
These Terms, together with our Privacy Policy and any executed loan documents, constitute the entire agreement between you and BWIRED LLC regarding your use of our website and services, superseding any prior agreements.
If you have questions about these Terms & Conditions, please contact us: